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Salesforce backs Indian payments startup Razorpay

Six-year-old Bangalore-based fintech Razorpay, which was valued at $3 billion in a financing round in April this year, has courted one more high-profile investor: Salesforce Ventures.

Razorpay said on Monday it has received a “strategic investment” from the venture arm of the American enterprise giant. The investment will help the startup “further strengthen its presence in the business banking space,” it said.

The two firms didn’t disclose the size of the investment, but the Sequoia Capital India-backed startup said the deal will “make an impactful contribution to the industry and drive adoption and financial growth for underserved small businesses in the next twelve months.”

Razorpay accepts, processes and disburses money online for small businesses and enterprises — essentially everything Stripe does in the U.S. and several other developed markets. But the Indian startup’s offering goes much further than that: in recent years, Razorpay has launched a neobanking platform to issue corporate credit cards, and it also offers businesses working capital.

With the global giant Stripe still nowhere in the Indian picture, Razorpay has grown to become the clear market leader and has started to expand to the Southeast Asian market.

“At Razorpay, we want to make further strides on the idea of investing in India’s digital future and building an intelligent payment and banking infrastructure for the new-world. We are delighted to associate with Salesforce Ventures and Salesforce more broadly in India,” said Harshil Mathur, co-founder and chief executive of the fintech startup.

“I am certain that this investment, along with support from our existing investors, will help build an ecosystem for a hassle-free, easy-to-integrate payments and banking experience. We also hope to expand, build new products and deliver this experience to businesses in South East Asian countries too.”

Monday’s deal is Salesforce Ventures’ second investment in the Indian startup ecosystem. The firm led a $15 million Series C financing round in Hyderabad-headquartered Darwinbox earlier this year.

“The journey towards a ‘less-cash’ economy has been accelerated with the pandemic. The rapid growth in digital payments over the last year has opened doors for technology innovation and Razorpay has been emerging as the company of choice for a lot of e-commerce businesses,” said Arundhati Bhattacharya, chairperson and chief executive of Salesforce India, in a statement.

“We are excited to support Razorpay in their journey to revolutionize digital finance not only in India, but globally as well,” added Bhattacharya, who joined the firm last year.

The Indian startup, which became a unicorn a year ago, said it has witnessed a 40-45% month-on-month growth in recent months. The startup is currently in the market to raise a new financing round and is negotiating a considerably larger valuation bump over the current value, according to a person familiar with the matter.

Scores of corporate giants, including Google, Facebook and Microsoft, have started to chase strategic investments in the world’s second-largest internet market. Microsoft inked a strategic deal with Indian budget hotel chain Oyo, they confirmed this month.

India has produced a record 27 unicorns this year so far, up from 11 last year, as many high-profile global investors, including Tiger Global, Falcon Edge Capital, Temasek, SoftBank Vision Fund 2 and Coatue Management, increase the pace of their investments in the South Asian market. And the list continues to grow: a16z is in advanced stages to back Indian crypto startup CoinSwitch Kuber, TechCrunch reported last week.



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